Through Liberty Specialty Markets, an affiliate of the Liberty Mutual Insurance Group, our surety underwriters fulfill a variety of bond needs for customers in the Asia Pacific region.

We can also support the bond needs of large, publicly traded or privately owned businesses, as well as longer-term risks.

Liberty Mutual is known for bonding some of the largest companies in the world – but we also support small and midsize customers with the same level of commitment and expertise.

Because surety is definitely not a one-size-fits-all solution, our underwriting teams pride themselves on their diverse knowledge of business sectors and their expertise in delivering surety solutions across industries.

Individual professionals, midsize companies, and Fortune 1000 public and private-equivalent companies all rely on us for customized, flexible bond solutions that support them in the faithful execution of their work and help protect against financial loss.

Bonds for almost every requirement

Solutions for all sizes

We bring the strength and stability of our Fortune 100 status to every customer relationship and every bond we issue. With deep resources, experienced surety teams, and an organizational commitment to excellence, we’re proud to offer a broad slate of commercial bonds, including:

Court and fiduciary

Appeal

Tax appeal

Self-insurer workers compensation

At Liberty Mutual, we provide personal attention and a tailored approach to contract surety, offering a wide range of services for all-sized contractors. Whether it’s for a new contractor seeking a smaller bond or a multinational company with complex requirements, we tailor bond programs to fit their needs.

Our keen understanding of contract surety and top-tier services creates bond solutions that can help contractors win in today’s marketplace. And with enhanced services like peer benchmarking reports and in-house legal teams, we stand out against the competition – so our customers can, too.

Large contractors with well capitalized and liquid construction, manufacturing, and supply risks are a great fit with Liberty Mutual Surety. Our programs extend up to $750 million, with significant additional capacity for qualified clients. And with our comprehensive global infrastructure insurance and surety offerings, we can provide end-to-end protection for your most complex construction and energy transition projects.

For smaller construction projects in the United States, our dedicated underwriting teams provide swift and flexible underwriting. Whether you’re just starting out and seeking your first bond, or you’re a smaller contractor with infrequent bond needs, we have multiple surety programs that can help.

Bonds can save you time and money even when there isn’t a claim. According to Ernst & Young1, bonded project portfolios generally outperform nonbonded portfolios both financially and operationally, regardless of the type of contractor or project or whether a project is private or public.

1 Based on the 2022 Ernst & Young “The economic value of surety bonds” report

We measure success by the satisfaction of our customers. For contractors, that satisfaction comes not just from our expertise with bonds for projects of all sizes – but also the enhanced service offerings we provide.

Contractors benefit from the technical expertise, financial insights, and collaborative consultations we offer as part of a well-rounded suite of services aimed at improving their construction outcomes.

Financial benchmarking

Macroeconomics reporting

Developed by our in-house specialists, our financial benchmarking reports provide surety customers with a comprehensive look at their company’s key financial metrics, as compared to similar peers in the industry. These insights can guide and empower contractors to focus on:

Financial best practices

Processes for continuous improvement

Requirements for maintaining a competitive advantage

Steps to address operational gaps

In the complex and ever-changing world of construction, contractors need a long-range view to succeed. The ability to track and interpret economic trends and industry-specific challenges can mean the difference between loss and growth.

Liberty Mutual Surety is one of only a few carriers offering both standard and alternative contract surety. Our Vista program provides tailored bond solutions for:

Emerging businesses

Established businesses experiencing challenges

Contractors with nontraditional business models, where other sureties may shy away

Every Vista bond request is managed by a dedicated underwriter, experienced in bond solutions for new contractors or those facing challenges. Our Vista program provides the opportunity to stay competitive and bid bonded work, keeping your construction business moving forward.

Funds administration With funds administration, construction proceeds are placed into an escrow account in the contractor’s name and managed on behalf of the contractor. Vendors and subcontractors receive payments straight from the escrow account, with input and validation of progress from the contractor.

With funds administration, construction proceeds are placed into an escrow account in the contractor’s name and managed on behalf of the contractor. Vendors and subcontractors receive payments straight from the escrow account, with input and validation of progress from the contractor.

Collateral Collateral can include irrevocable letters of credit (ILOC), cash or equivalents, cash value of life insurance (CVLI), or real estate. Each form of collateral may present limitations and special underwriting considerations.

Collateral can include irrevocable letters of credit (ILOC), cash or equivalents, cash value of life insurance (CVLI), or real estate. Each form of collateral may present limitations and special underwriting considerations.

SBA and other bond guaranty programs SBA (Small Business Administration) guarantees can be used to support bonding for multiple types of contractors. We participate in the SBA Preferred Surety Bond (Plan B) program, which provides an 80 percent or 90 percent guarantee depending upon the type and status of the contractor. We also participate in U.S. regional programs, which will give up to 40 percent collateral, typically used in conjunction with funds administration.

Our surety underwriters fulfill a variety of bond needs for customers in engineering, banking, real estate, global service, transportation, construction, telecommunications, and manufacturing sectors.