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Other guarantees we support


Clients and business partners often request a guarantee as a condition for doing business. These guarantees signal to your clients that you can meet your contractual obligations. If you are unable to fulfill these obligations, your client can claim the guarantee as compensation for any damages incurred.
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Tailored Solutions
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Additional Source of Financing
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Reliable Partnership
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Local Connections, Global Reach
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Customs & WGA


Aleksander Ebeling

Senior Software Engineer
+47 986 83 704
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Alexandra Galloway

Senior Surety Underwriter
+44 (0) 7483 916816

Alicia Barnes

Surety Underwriting Manager - Australia
+61 7 3235 8852
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Alison Kerr

Vice President, Head of Claims - Australia
+61 2 8298 5956
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Amelia Price

Assistant Surety Underwriter
+44 (0)748 3073 166

Amyke Anaro-Wood

Surety Underwriting Assistant
+44 (0)7483 066920

Anders Östlund

+46 70 333 54 03
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Claims

Andrew Iezzi

Senior Claims Specialist
+61 2 6919 6485
Andrew Iezzi Headshot

Ángeles Fernández Isla

Senior Surety Underwriter
+(34) 648 28 36 28

Annick Liroy Graham

Underwriting Assistant
+33 7 77 85 29 35

Christian Lüdtke

Business Development Lead
+49 221 65075344

Clare Patten

Senior Surety Underwriting Assistant
+44 (0)7843 073244

Daniel Unstad

Head of Surety — Country Manager
+47 417 44 108
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Darren Handford

Head of Surety Underwriting EMEA
+44 (0)20 3758 0400

David Chandler

Head of Surety U.K. and Ireland U.K.
+44 (0)20 3758 0987

Denise Pong

Technical Claims Manager, PFR & Surety – Asia
+852 3655 2686
Denise Pong Headshot

Dennis Li

Surety Underwriter
+44 (0)7483 067676

Diego Tasende

Sr. Surety Claims Lawyer
+34 679 203 683

Dr. Martin Wendt

Head of Surety
+49 221 650 75343
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Emanuele Abatangelo

Head of Surety, Italy
+39 342 3878762

EMEA Claims

Federica Pichierri

Surety Underwriter

Fernando Dilernia

Senior Surety Underwriter

Gaëtan Farrenq

Surety Underwriter
+(34) 656 23 03 82

Göran Friberg

+46 70 970 03 35
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Greg Wright

Head of Surety - Asia Pacific
+61 2 8047 3373
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Gretchen Eck

Regional Vice President, EMEA Claims
+1 (847) 396-7101

Gunnar Halvorsen

Underwriter
+47 938 04 887
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Henrik Sandgren

+46 70 561 14 70
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Claims

James Paul

Senior Claims Specialist
+61 2 8298 5974
James Paul Headshot

Jan Richter

Senior Claims Lawyer
+49 221 6507 5363
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Javier Herrero Rodríguez

Senior Surety Underwriter – Manager
+(34) 648 27 48 37

Javier Sastre Estévez del Gallego

Surety Legal Director – EMEA
+(34) 664 55 81 60
Claims

John Vu

Senior Claims Outsourcing Specialist
+61 2 8047 3346
John Vu Headshot

Jonathan O’Riordan

Claims Recovery Manager - Asia Pacific
+61 2 8298 5894
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Joost Hartog

Managing Director

Julius Tietz

Underwriting Assistant Surety
+49 221 65075345

Justin Chin

Senior Underwriter, Surety
+61 2 6919 6488
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Claims

Kenneth Wan

Casualty Claims Manager
+852 3655 2631
Kenneth Wan Headshot

Kim Hinchey

Senior Underwriter, Surety
+61 2 8047 3413
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Kristian Opsahl

Continuous Improvement Project Manager — EMEA, Underwriting Operations, Global Surety
+47 414 72 943
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Kristine Frivold

Junior Business Controller
+47 907 19 170
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Claims

Laries Ng

Senior PST Claims Specialist
+60 3 2082 4087
Laries Ng Headshot

Lars Trygve Young

Finance Manager
+47 997 98 289
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Liam Hui

Underwriter, Surety - Asia
+852 2655 2619
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Lorena Zeolla

Operations

Mannouch Tessoudali

Financial Analyst Reisurance
Claims

Margaret Dewes

Claims Manager
+61 2 8070 2901
Margaret Dewes Headshot

Marius Harsjøen

Senior Surety Underwriter — Manager
+47 951 88 275
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Markus Eldh

Sr. Surety Underwriter — Norwegian Underwriting-Claims Liaison
+47 909 86 416
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Marta García Lozano

Senior Surety Underwriter
+(34) 747 86 29 52
Claims

Nathan McLellan

Head of Technical & Complex Claims
+61 2 8298 5944
Nathan McLellan Headshot

Nathaniel Bambroffe

Surety Underwriting Assistant
+44 (0)7879 445108

Nora Waler Frøytlog

Assistant Surety Underwriter
+47 971 01 219
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Olga Rogalski

Underwriting Assistant Surety
+49 221 6507 5354
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Oliver Bennett

Senior Surety Underwriter
+44 (0)20 3758 0264

Patrizio Gabriele

International Surety Manager, Italy
+39 346 1123592

Paul Tekofsky

Manager, Large Accounts and Broker Relations EMEA
+31 (0) 6 82 82 08 21
Claims

Phil Green

Claims Manager
Phil Green Headshot

Pilar Benedé Palacios

Senior Surety Underwriter
+(34) 685 14 84 52

Raúl Domínguez Lérida

Surety Country Manager
+(34) 671 11 35 80
Claims

Robyn Hassell

Claims Manager
+61 2 8298 5864
Robyn Hassell Headshot

Sabrine Tachikirt

Underwriting Assistant

Sergio Cámara Rodríguez

Senior Surety Underwriter
+(34) 662 08 02 60

Sergio Jaramillo

Surety Underwriter
+49 221 6507 5319

Shauna Quinn

Senior Surety Underwriter
+44 (0)20 3758 1483

Stefan Lupascu

Surety Underwriter
+44 (0)7485 984153

Stéphane Lizeray

Head of Surety, Country Manager, France
+33 6 35 43 10 50

Thomas Linder

Sr. Surety Underwriter
+47 928 00 192
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Thomas Reitan

Sr. Surety Underwriter
+47 928 98 564
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Claims

Thuy Vu

Assistant Vice President & Claims Manager
+61 2 8047 3337
Thuy Vu Headshot

Tian Gu

Surety Underwriting Manager - Asia
+852 3655 2665
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Tomas Zapletal

Surety Underwriting Manager
+44 (0)7483 073071

Volker Jungbluth

Risk Management Lead
+49 221 6507 5396
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Yannick Norman

Underwriter, Surety
+61 7 3235 8837
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Claims

Yvonne Yap

PST Claims Manager
+60 3 2082 4028
Yvonne Yap Headshot

Helpful Resources


Constuction Risk Roundtable
Podcast
Construction risk roundtable
In our construction risk roundtable series, we discuss issues and trends facing the industry and how companies can prepare.
U.S. housing and global macroeconomic trends
Webinar
U.S. housing and global macroeconomic trends
Expert panelists discuss the current housing market in the United States and the impact on construction and surety.
Exploring the global risk landscape
Webinar
Exploring the global risk landscape
Industry experts discuss the interconnectedness of risk around the globe and the future of the surety and construction industries.
Effectively managing contractor risks
Report
Effectively managing contractor risks
Contractors have faced a variety of risks since COVID-19. Collaborating with their surety has helped mitigate them.
Dynamics of the Global Surety Market
Webinar, podcast
Dynamics of the Global Surety market
Watch this informative webinar to learn about the differences among surety markets in Europe, Asia, Australia, and Canada.
Elements of contractor distress
Webinar
Elements of contractor distress
Learn more about the warning signs of contractor distress and how a surety and their claims team can help mitigate the risks present for an account.
Emerging technology in the construction industry
Webinar, podcast
Emerging technology in the construction industry
This surety series explores new technologies in the construction industry, such as wearables, virtual reality, construction management software, and use cases for contractors.
Hazardous provisions in bond forms: how to help mitigate underlying risk
Article
Hazardous provisions in bond forms: how to help mitigate underlying risk
Learn about hazardous provisions in commercial surety bond forms and how you can help mitigate bond risks.
Employee stock ownership plans (ESOP): what you should know
Report, webinar, podcast
Employee stock ownership plans (ESOP): what you should know
Learn about employee stock ownership (ESOP) plans, including the advantages and disadvantages, legal considerations, underwriting best practices, and more.
The economic value of surety bonds: bonding benefits for owners
Infographic
The economic value of surety bonds: bonding benefits for owners
Surety bonded projects, whether public or private, can save owners time and money, and generally outperform nonbonded projects both financially and operationally.
Preparing for a challenging economic market: 3 tips for contractors just starting out
Article
Preparing for a challenging economic market: 3 tips for contractors just starting out
The right construction team, thorough contract review, and a carrier that offers nonstandard surety solutions can help new contractors during a recession.
Suerty and private equity: trends
Webinar, podcast
Surety and private equity: trends, insights, and best practices
Learn about private equity trends within the surety industry, underwriting considerations as they relate to private equity backed or owned construction firms, and more in this podcast and webinar series.
Financial guarantee insurance and the Appleton Rule - what you should know
Article
Financial guarantee insurance and the Appleton Rule — what you should know
Financial guarantee insurance (FGI) and the Appleton Rule present surety challenges in New York State and across the U.S.
Alleviating subdivision bond fears: 2 quick things you need to know
Article
Alleviating subdivision bond fears: 2 quick things you need to know
Surety agents and underwriters can follow these two quick tips from Liberty Mutual to conquer their fear of subdivision bonds.
7 factors surety underwriters consider during modular construction
Article
7 factors surety underwriters consider during modular construction
Modular construction is fast, environmentally friendly, safe, cost effective and on the rise. This article will help sureties underwrite modular construction projects.
Key factors to consider when working with tribal nations
Article
Key factors to consider when working with tribal nations
Just like each state has its own law, so do tribal nations. This article outlines key factors sureties take into account when underwriting bonds for tribal nations.
Le granzie fidiussorie per il trasporto transfrontaliero dei rifiuti
Article
Le garanzie fideiussorie per il trasporto transfrontaliero dei rifiuti
Con il termine “trasporto transfrontaliero dei rifiuti” si fa riferimento all’esportazione di rifiuti prodotti all’interno di un dato Stato verso uno Stato diverso da quello di origine nel quale tali rifiuti devono essere sottoposti a specifici procedimenti per il recupero della materia o a smaltimento in impianti certificati.
How healthcare companies can add critical protection with surety bonds
Infographic
How healthcare companies can add critical protection with surety bonds
Surety bonds can mitigate risk for all types of business, including healthcare companies. See how these bonds function and the critical roles they can play for hospitals and other facilities.
How using surety guarantees can enhance your client's liquidity
Article
How using surety guarantees can enhance your client’s liquidity
When companies need a guarantee, they often turn to their bank. And whilst this may seem to be the simplest approach, decision-makers should understand the other options available to them—mainly purchasing surety from an insurance company. One key reason? To free up liquidity. When companies obtain a guarantee from an insurance company, they don’t use up […]
12 pitfalls new contractors should avoid when starting out
Article
12 pitfalls new contractors should avoid when starting out
Launching a construction company can be challenging. From technology to cash flow, here are some common pitfalls contractors face and how to avoid them.
Digitaler Wandel der Kautionsversicherung in der Pandemie
Article
Digitaler Wandel der Kautionsversicherung in der Pandemie
COVID-19 hat den technologischen Fortschritt schneller vorangetrieben, als das irgendjemand hätte vorhersagen können. In kürzester Zeit stellten sich viele Mitarbeiter vom täglichen stundenlangen Pendeln zwischen Arbeitsplatz und Zuhause auf das Anmelden am Computer im provisorischen Büro in den eigenen vier Wänden um. Folglich waren wir noch nie so abhängig von unseren Computern, dem Internet und […]
Surety bonds reach the tech market: 5 new things to know about bonding your tech firm
Article
Surety bonds reach the tech market: 5 new things to know about bonding your tech firm
Just 15 or 20 years ago, tech companies had reputations for rapid business cycles and increased risk, making surety bonds for technology-related contracts difficult to obtain. But in recent years, the playing field has changed drastically, with financial experts feeling more confident in tech investment now that technology is a foundational part of our world. […]
Purchases protected: the top bonds in the retail sector
Article
Purchases protected: the top bonds in the retail sector
Reduce the risks for retail businesses with surety bonds — discover the most common types across the 4 key retail industry sectors
5 tips for contractors moving from nonstandard to standard surety
Article
5 tips for contractors moving from nonstandard to standard surety
If you are a contractor navigating nonstandard surety in the wake of a tumultuous year, these tips can help improve your financial outlook.
Bürgschaftsmarkt in Deutschland und in den USA im Vergleich: zentrale Unterschiede
Article
Bürgschaftsmarkt in Deutschland und in den USA im Vergleich: zentrale Unterschiede, die Sie kennen sollten
Deutschland ist wahrlich kein Neuling auf dem Bürgschafts- und Garantiemarkt. Seit Jahrhunderten vertrauen Unternehmen bei der Durchsetzung von Verträgen zwischen Vertragsparteien auf Drittanbieter. Heutzutage beläuft sich der Kautionsversicherungsmarkt in Deutschland auf ca. EUR 650m. Selbstverständlich wissen deutsche Unternehmen ganz genau, wie Bürgschaften in Deutschland funktionieren, aber wie sieht es bei US-amerikanischen Unternehmen aus, die in […]
Building a secure future in contruction: 3 strategies for mitigating risk and boosting business resiliency
Article
Building a secure future in construction: 3 strategies for mitigating risk and boosting business resiliency
This article highlights three ways construction companies can mitigate risk by focusing on resiliency.
Eine interessante Alternative zu Bürgschaftsfazilitäten
Article
Eine interessante Alternative zu Bürgschaftsfazilitäten
Wirtschaftliche Unsicherheit erhöht das Risiko, dass Geschäftspartner ihren Verpflichtungen nicht nachkommen oder Verträge nicht erfüllen können. Die Folge hiervon ist, dass immer mehr staatliche Stellen und private Unternehmen Bürgschaften und/oder Garantien fordern, um regulatorische Verpflichtungen und Verträge zu unterstützen. Da die staatlichen Aufsichtsbehörden von den Banken höhere Kapital- und Solvabilitätsquoten fordern, greifen immer mehr Unternehmen […]
The wide world of commercial transactional surety - uncovering oppurtunities
Article
Una alternativa viable a los mecanismos de garantías bancarias
La incertidumbre económica aumenta el riesgo de que los socios comerciales no puedan cumplir con sus obligaciones o contratos. Como resultado, los gobiernos y las empresas privadas exigen bonos o garantías para respaldar las obligaciones reglamentarias y los contratos comerciales. Dado que los reguladores gubernamentales exigen a los bancos que mantengan unos ratios de capital […]
Why is my surety asking me about internal controls?
Article
Why is my surety asking me about internal controls?
It’s no surprise that sureties need your company’s financial records to make informed underwriting decisions and provide the bonds you need. But why is your underwriter asking you about accounting and estimating processes that even your CPA doesn’t ask you about? Why do they ask you about your cyber security protocols? In short, having the […]
Six things to consider as your small construction business grows
Article
Six things to consider as your small construction business grows
Learn six considerations as your plan to grow your small construction business.
Handling electronic signatures
Article
Handling electronic signatures
As the world evolves, it is important to capture details surrounding acceptable uses of electronic signatures, as well as unacceptable uses of e-signatures. In the current environment, we are pleased to outline our current practice, as we continue to explore new technologies, and leverage existing ones to maintain efficiency and ease of doing business. As […]
Bonds as alternatives to letters of credit
Article
Bonds as alternatives to letters of credit
In some cases, there may be an opportunity to consider a bond in lieu of a letter of credit from a bank. Such cases may involve international obligations, performance obligations, or paid loss retro programs — to name a few — which typically require some form of collateral. In those instances, a bond may be […]
What your surety relationship can do for you
Article
What your surety relationship can do for you
You know what surety is and how to establish a relationship with an agent and a carrier. You understand that the work you put into obtaining and maintaining your surety relationships results in the issuance of bonds which aim to protect the party you are doing work for (“obligee”). If the obligee gets protection, and […]
Your bond program - planning for growth
Article
Top five reasons why you might need a contract bond
Top five most common reasons contractors are required to post a bond.
The wide world of commercial transactional surety - uncovering oppurtunities
Article
The wide world of commercial transactional surety – uncovering opportunities
Opportunities to market transactional commercial surety bonds.
Your bond program - planning for growth
Article
Your bond program – planning for growth
Best practices for contractors that seek to grow their bond programs.
Top five risks for set-aside contractors
Article
Top five risks for set-aside contractors
Common risks for set-aside contractors and guidelines how to address them.
Top five benefits of an in-house claims team
Article
Top five benefits of an in-house claims team
The best surety claims teams combine expertise, efficiency, and clear communication, plus seamless integration with other business teams. So how could you get all you need, all in one place? By choosing a surety that has a dedicated, in-house surety claims team. There are few constants in the surety industry, but one you can count […]
Small Business Administration Surety Bond Guarantee Program: Viable options for small
Article
Small Business Administration Surety Bond Guarantee Program: Viable options for small, emerging, or challenged contractors
The Small Business Administration (SBA) Surety Bond Guarantee Program is designed to increase small businesses’ access to federal, state, and local government contracting, as well as to private-sector contracting, by guaranteeing bid, performance, payment, and specified ancillary bonds.
Subdivision bonds: Not your typical contract bond
Article
Subdivison bonds: Not your typical contract bond
Subdivision bonds are different from typical contract bonds.